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The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the boom of online and mobile banking, customers are increasingly relying to electronic channels for their financial needs. This shift has led to a decrease in branch establishments, and many institutions are merging existing branches to red

Free cash flow (FCF) represents a crucial metric for investors and business owners alike. It demonstrates the actual cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF and str